Profit10x

 A savings account is a bank account where you can deposit and withdraw money anytime. It is different from a fixed deposit because there’s no lock-in period. You can use your ATM card, net banking, or mobile banking app to manage your money. Most banks also give you interest on the money you keep in your savings account. In India, this interest is usually between 2.5% to 4% per year, depending on the bank. Benefits of a Savings Account 1. Safe Place for Money: It keeps your money safe from theft and damage. Banks are secure, and your money is protected up to ₹5 lakh by the RBI under insurance. 2. Easy to Use: You can withdraw cash, transfer money, pay bills, and shop online anytime using your ATM card or UPI. 3. Earn Interest: Unlike cash at home, your money earns interest in a savings account. 4. Helps Track Spending: You can easily check where your money is going through bank statements. 5. Useful for Emergencies: Quick access to cash in case of sudden needs like hospital bills ...

 A credit card is one of the most useful financial tools today. It looks like a normal debit card, but the way it works is different. Instead of using your own money, you use the bank’s money to pay for things, and you can pay it back later. Let’s understand how credit cards work and what you should know before using one. How Does a Credit Card Work? When you use a credit card to buy something, the bank pays the money to the shop or website for you. Later, you have to repay the bank. The bank gives you a credit limit, which means the maximum amount you can spend with your card in a month. For example, if your credit limit is ₹50,000, you can spend up to ₹50,000 using the card. Every month, the bank will send you a bill for the total amount you spent. You can either pay the full bill or a minimum amount before the due date. Benefits of a Credit Card Cashless Shopping: No need to carry cash. Pay easily in shops, restaurants, or online. Emergency Use: Helpful when you don’t have money...

 Today, anyone with a phone or laptop and internet can earn money online. You don’t need big investments to start. There are many simple ways to make money from home. Let’s look at 10 easy and popular ways to earn online in 2025. 1. Freelancing If you have skills like writing, graphic designing, video editing, or coding — you can work as a freelancer. Many websites connect freelancers with clients. Top sites: Fiverr, Upwork, Freelancer Earnings: ₹10,000 to ₹1,00,000 per month. 2. Content Writing Good at writing? You can write blogs, social media posts, or product descriptions for websites and businesses. How much you can earn: ₹500 to ₹5000 per article 3. Affiliate Marketing Promote products online using special links. When people buy through your link, you get a commission. Top programs: Amazon Associates, Impact Earnings: ₹5000 to ₹50,000 per month. 4. Online Teaching Teach students online if you know subjects like English, Maths, or coding. Best platforms: Vedantu, Chegg India E...